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Eric Garnicki
Senior Mortgage Advisor
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Homebuyer
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Financial Planner
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CPA
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Why Independent?
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Self Employed
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Leveraging Real Estate Equity
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Family Law Attorney

Make Your Dream Home A Reality

Don't settle for daydreams anymore. Build your ultimate home with a renovation loan and live the dream.
Start Building
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Why Experience Matters

Over the years, I've seen it all. With my help, you can avoid some remodeling mistakes, such as:
1
Starting renovations too soon
2
Underestimating costs
3
Expecting things to go to plan
Fund your project

What You Need to Know About Reno

Instead of day dreaming about your dream home... use a renovation loan and just build it!
1
Get the Right Financing
2
Find Great People
3
Design Your Dream Home
Instead of day dreaming about your dream home... use a renovation loan and just build it!
Get Your Guide

Your local remodeling professionals

Experience counts with renovations. These experts can turn a demanding project into a dream result.
Cabinets
Flooring
Financing
Lighting
Bathroom
Phil Ganz
Mortgage Advisor for Fairway. Make your dream home a reality.
Boston, MA
philganz.com
Schedule a Consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
Schedule a Consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
Schedule a Consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
Schedule a Consultation
Derek Fertig
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Fort Lauderdale, FL
derekfertig.com
Schedule a Consultation

Dive into Homeownership

Dreams of renovation aren't just for current owners. We have some helpful resources to help any prospective buyer get started.
resource
6 Factors That Determine Your Mortgage Interest Rate
resource
Which Season Is Best To Buy Your Home?
Schedule A Consultation

Don't just take my word for it...

Ardmore, PA

Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.
Communication
Construction
Design
schedule renovation consultation

Stop Dreaming.
Start Building.

Your dream home doesn't have to be a dream. Let's get you there!
Build Your Dream
See if you're paying too much for your mortgage!
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*The refinance quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
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Where are you located?
CONTINUE
What type of home do you own?
Estimate your credit score.
CONTINUE
Please estimate the value of your property.
$80k$2M+
CONTINUE
What is the remaining 1st mortgage balance?
$80,001 to $100,000
$0$300k+
CONTINUE
What is your 1st mortgage interest rate?
5%
0%10%
CONTINUE
What kind of rate do you have?
What kind of rate would you prefer?
How will this property be used?
Do you have a 2nd mortage?
Would you like to borrow additional cash?
What is your average monthly income?
$10,001 to $15,000
$0$50k+
CONTINUE
What are your average monthly expenses?
$10,001 to $15,000
$0$50k+
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
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Privacy & Security Guaranteed
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Eric Garnicki
Senior Mortgage Advisor
Schedule a consultation
408-771-9098 eric@thegarnickiteam.com
Your information won’t be sold
Oops! Something went wrong while submitting the form.
Your dream Home Remodel is only 2 minutes away!
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
Privacy and Security Guaranteed
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Where are you located?
CONTINUE
What county?
CONTINUE
Have you owned a home in the past 3 years?
Estimate your credit score.
CONTINUE
Estimate your annual household income
$80k$2M+
CONTINUE
Have you filed for bankruptcy in the last 7 years?
Are you working with a realtor?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
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Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Eric Garnicki
Senior Mortgage Advisor
Schedule a consultation
(949) 606-2410 Jay@rodriguez.team
Your information won’t be sold
Oops! Something went wrong while submitting the form.
Get your FREE mortgage payment estimate*
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
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Where are you located?
CONTINUE
What type of home are you purchasing?
Estimate your credit score.
CONTINUE
What is the purchase price of the new property?
$80k$2M+
CONTINUE
What is your estimated downpayment?
3.5% Down
0%50%+
CONTINUE
Where are you at in the property search?
Are you working with a realtor?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
11
23
32
44
56
65
74
85
97
%
Privacy & Security Guaranteed
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Eric Garnicki
Senior Mortgage Advisor
Schedule a consultation
408-771-9098 eric@thegarnickiteam.com
Your information won’t be sold
Oops! Something went wrong while submitting the form.
1 Eric Garnicki https://calendly.com/yourmortgageguyeric/15min Chat