Don't Just Live in Your Home. Own It.

Working with Eric and his team has been great refinance experience. They are very thorough in collecting the needed documentation and have always made themselves available to answer any questions that may surface. I know my refinance wasn't the easiest and really appreciated all that Eric has done to get it my loan closed. I give Eric the highest recommendation.

An absolutely amazing Mortgage broker. I bugged him so much, asking about every $ on the closing disclosures, multiple times and he was always available to answer them. I changed my mortgage plan multiple times and he guided me through the entire process, each time. He was recommended to me by my family and I have recommended him to the rest of my family.

It was a honor to work with Eric Garnicki and his team. The service and personal attention I received from them was exceptional and beyond what I was expecting. Since day one, they show nothing but professionalism, leadership, honesty, integrity, and competency. I highly recommend Eric and his company to anyone.

Eric has done a great job getting me the best rate that he could when I purchased my house. His level of commitment is impressive. He was willing to travel all the way to Hollister from San Jose to get a document that was needed for my approval. That is something rarely seen. Also I truly appreciate that whenever I had a question, he was there for me. I recommend his services and it was truly a pleasure doing business with him.

I am incredibly pleased by the service my husband and I received from Eric when I refinanced my home earlier this year. First of all, he was very proactive in helping us understand the lending process, timelines, and steps. He also walked us through different scenarios and options to best fit our financial situation, near and long term! This isn't something I expected from a Loan Officer, I was blown away by his insight and oversight for our best interests.